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If youโre on the hunt for the BEST chocolate chip banana breadโฆthen look no further. This one is so incredibly moist, flavorful, and loaded with chocolate chips. Forget about any other chocolate chip banana bread recipe because this is all youโll ever need!

How to make the BEST chocolate chip banana bread
I know, we all hate the word moist but thereโs just no other word that better describes this banana bread. Itโs tough to even categorize this as โbreadโ because of how soft and lush it is. Especially with those mini chocolate chips sprinkled throughout.
To make this banana bread recipe, I essentially modified my pumpkin bread recipe because itโs just so good. If it can make life-changing pumpkin bread, why canโt it make life-changing chocolate chip banana bread? Hypothesis confirmed. It sure can.
There are a few things to keep in mind to ensure your banana bread turns out perfect:
- MEASURE the bananas. I recommend about 3 medium bananas but you will still need to measure them out to make sure you have the right amount.
- If you come up a bit short with your measurement, top it off with some applesauce.
- Scoop and level your flour. By that I mean, spoon the flour into your measuring cup then level it off with a flat edge. This will ensure you donโt use too much.
- Fully cream together your butter and sugar. Really whisk together the two ingredients until you reach a thick paste-like consistency. You can either do this by hand or with a mixer.
- To get the chips on top, sprinkle on an extra handful before baking.
- Bake for 1 hour and check for doneness by inserting a toothpick in the center. If the center is still wet, bake in 5 minute intervals until done.
So thatโs that. These few simple tips will ensure your chocolate chip banana bread turns out soft and moist every time.


The secret to super moist banana bread
The โsecretโ to getting moist chocolate chip banana bread is really just a couple simple ingredients. The main two being melted butter and Greek yogurt.
Using melted butter, as opposed to room temperature, helps to soaks up all the flour which gives you that smooth texture. The Greek yogurt adds even MORE moisture while still providing structure. Itโs my secret ingredient in so many of my dessert recipes.
Another reason why Greek yogurt works so well here is because its flavor. Greek yogurt is slightly sour which helps to balance out the sweetness of the bananas, chocolate, and sugar.
Itโs also very thick and contains less water than regular yogurt. This is the reason why I love baking with it so much, it provides tons of moisture without thinning the batter too much.
But if you donโt have Greek yogurt available near you, sour cream will also do the trick.
We canโt forget about the bananas. You have to add just enough to get that strong flavor but too much can turn your banana bread into banana pudding (trust me, itโs happened to me before). Getting the perfect balance of flour, butter, yogurt and banana is the key to getting deliciously moist chocolate chip banana bread.

How to ripen bananas for chocolate chip banana bread
Donโt have ripe bananas on hand? There are a few ways you can speed up the ripening process to make your bananas perfect for banana bread!
- The night before, break apart your bananas and place them in a brown paper bag. It blocks just enough oxygen which allows the bananas to release a chemical called ethylene. This is what speeds up the ripening process.
- Place them on a baking sheet and bake for 15-20 minutes at 300F. Theyโre ready when theyโve turned COMPLETELY brown. Let them cool before using.
- If youโre in a pinch, you can microwave your bananas. Pierce the banana with a fork a few times and microwave it for 30 seconds โ 1 minute.
- Lastly, your best bet to find already ripe bananas is to look for single bananas at the grocery store. They usually keep a pile at the bottom of the banana display.
And there you have it! Ripe bananas that are going to make your chocolate chip banana bread extra delicious.
If you already have frozen ripe bananas, you can also use those. Just leave them out for about 30 minutes to 1 hour in order to thaw before using.

Chocolate Chip Banana Bread Recipe: Frequently Asked Questions
Yes! It works with a cup for cup gluten-free baking flour. Iโve used it with both 1-to-1 Bobโs Red Mill (the blue bag) and King Arthur Measure-for-Measure Gluten-Free Flour and they both turn out every time.
If you donโt have Greek yogurt or sour cream, you can also use plain unsweetened yogurt.
Sugar plays a big role in the moist texture of this bread. Adjusting it will likely change the banana bread. For a refined sugar free option, try swapping all of the sugar with coconut sugar.
This is likely due to two missteps: 1. You over mixed the batter. Over mixing develops the gluten strands in the flour, creating a more dense and heavy batter. Mix just until the ingredients are combined. This is why itโs important to mix the batter by hand. 2. Your pan is too small. Make sure to use a 9ร5 loaf pan (1.25 pounds) and not a 1 pound loaf pan. They look very similar but a 1 pound pan can overflow or lead to a sunken center!
If you just want plain banana bread, you can leave out the chocolate chips. Alternatively, you can add nuts instead.

For even more banana bread recipes, check out my:
- Cinnamon Banana Bread
- Dark Chocolate Banana Bread
- Gluten Free Banana Bread
- Banana Coffee Cake
- Brown Butter Frosted Banana Bread Bars
Make sure to tag me @butternutbakery onย Instagramย if you make this chocolate chip banana bread recipe. I love seeing my recipes come to life in YOUR kitchen! To pin this recipe and save it for later, you can use the button on the recipe card, the buttons above or below this post, or on any of the photos above. Happy baking!
Watch how to make chocolate chip banana bread here:
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Chocolate Chip Banana Bread
This is the BEST chocolate chip banana bread. Itโs incredibly moist, full of bananas, and loaded with mini chocolate chipsโฆaka everything you could ever want in a banana bread. Thereโs a reason why itโs one of my most popular recipes!ย
- Prep Time 15 minutes
- Cook Time 1 hour
- Total Time 1 hour 15 minutes
- Yield 1 loaf
Ingredients
Chocolate Chip Banana Bread
- 1/2 cup (112g) unsalted butter, melted
- 1/2 cup (100g) packed light brown sugar
- 1/2 cup (100g) granulated sugar
- 1 1/2 cups (380g) ripe and mashed banana (3โ4 medium bananas)
- 2 large eggs
- 1 tsp vanilla extract
- 1/2 cup (120g) whole milk Greek yogurt
- 1 tsp baking soda
- 1/2 tsp kosher salt
- 1 1/3 cups (180g) all-purpose flour
- 3/4 cup (140g) mini chocolate chips + a handful more for sprinkling on top
Instructions
Chocolate Chip Banana Bread
- Preheat your oven to 325F and grease and line a 9ร5 (or 1.25 lb) loaf pan with parchment paper.
- In a large bowl, vigorously whisk together the butter, brown sugar, and sugar until you reach a paste-like consistency, about 1 minute. Then mix in the mashed banana (make sure to measure it to exactly 1 1/2 cups), followed by the eggs, vanilla, and yogurt.
- Add the baking soda and salt and whisk until evenly blended. Switch to a spatula and fold in the flour. Halfway through, add the chocolate chips and fold to fully bring the batter together.
- Pour into the prepared pan and top with a handful of extra chocolate chips. Bake for 1 hour to 1 hour and 15 minutes or until the top is golden and a toothpick inserted comes out clean with a few moist crumbs.
- Let it cool until itโs just barely warm, about 1 hour, then lift out, slice, and enjoy!
Equipment
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Buy Now Notes
GLUTEN FREE: Use a cup for cup gluten-free baking flour and add an extra 5 to 10 minutes to the bake time.
- Category: Bread
- Method: Baked
- Cuisine: American


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